Buildings constructed of Hebel AAC can offer the building owner reduced insurance premiums.
Here is a breakdown of the reductions, based on research with property insurance providers:
Commercial Buildings:
The use of Hebel AAC in commercial buildings can result in an insurance premium credit of 50% or more, versus the cost of insurance for buildings with frame construction or other non-fire resistive materials. This credit is an impressive savings for Commercial building owners.
Residential Buildings:
Most property insurance providers will give premium credits for homes built with “superior construction,” such as Hebel AAC. “Superior construction” is defined as non-combustible, masonry non-combustible, and fire resistance. In most insurance carrier applications, you will find the following categories:
[ ] Frame
[ ] Masonry veneer
[ ] Masonry
[X] Superior construction
[X] Non-combustible
[X] Masonry non-combustible
[X] Fire resistive
[ ] Mixed (masonry/frame)
With Hebel AAC, you can select the above indicated options. Provide this information to your local insurance carrier for rate reductions.
(Note that for the above, the credit dollar amount cannot be defined as it will vary by insurer.)
